Who issues victory secrets credit card1/18/2024 Where Can I Get the Victoria’s Secret Credit Card? To maintain the tier, a cardholder has to keep spending the same amount each year otherwise, the card reverts to a lower tier. Other little perks and special events may occur each month. Additional perks of being a gold cardholder include $15 birthday and half-birthday treats and a 20% anniversary discount. To qualify, the cardholder must earn 500 points on their Victoria’s Secret credit card within a rolling 12-month period. Silver cardholders accrue points at the same level and rate as a basic Victoria cardholder, and receive the same annual $10 reward and birthday treat, but accrue additional benefits: a half-birthday treat of $10 and a 15% discount on the anniversary of their sign-up. Cardholders qualify for this tier by earning 250 points on their Victoria’s Secret card in a rolling 12-month period. The second tier is the Victoria silver card. In addition, cardholders get $10 on their birthday each year that the card is active and a $10 reward to use on future purchases. All cardholders earn triple points on all bra purchases, free shipping for qualified purchases (above $50), and one triple-point day of their choice. The first tier is the basic Victoria card. Once a cardholder earns a certain number of points, the cardholder is upgraded to the next level. All cardholders earn one point for each $1 of net new purchases on their Victoria’s Secret credit card. There are three different reward tiers-basic, silver, and gold-that reflect the amount of money spent on a rolling 12-month period. My anxiety is clearly getting the best of me but I am just really scared.See Also Bath And Body Works Credit Card Rewards and Benefits of the Victoria’s Secret Credit Card I am not a huge shopper of VS, I get bras like 1-2 times a year in batches of 2-4. I had no idea this was a credit card, VS even told me that she should have briefed me. I have never done something like this before. Have I screwed myself over? People open these Angels cards all the time, surely this isn't some colossal screw up.Īny advice, or directions on where to go from here would be great. I am really scared that I have fucked up my life by unknowingly getting this card. The options I have heard so far are:ġ) Close the card immediately and damage your creditĢ) Pay off the card (which I did immediately once I realized what had happened) and don't use it, which will damage your creditģ) Use the card and pay the bills on time each month and this won't damage your credit? I want to minimize damage being done to my credit. The card is with Comenity Bank I do not even know who that is. I am usually a very responsible person, never borrow money, have no loans, nothing like that. I have heard horror stories of bad credit ruining you for life, etc. I do not want a new credit card, I have no need for this VS credit card, I am scared shitless. I do take responsibility for being naive, but I am moving past that now.Īnyway, so I "signed up" for the card and she was like "Okay, here's all your new credit card info, it'll be shipped to you in a week." I was floored. Not once did she tell me what it truly is or explain to me all of the cons of it. As I have done that sort of thing before with zero consequences. I literally just thought it would be some type of points card, that is it. What happened: I went to VS to buy a couple of bras and at checkout the lady asked me if I wanted to take 15 dollars off by signing up for VS Angels. I have called Victoria's Secret's customer service line and got some somewhat helpful information, but I would also like to know where else to look. Please do be kind and respectful, though straight forward, as I am here to learn and would like some advice on my situation. My dad did originally set up the cards for me, so I have zero idea of what that all entailed. I am 20, I am in college, and currently have one credit card that I use for gas and food, and one debit card that I have a savings account with. Here, please treat others with respect, stay on-topic, and avoid self-promotion.Īlways do your own research before acting on any information or advice that you read on Reddit.įirst off, this is a throw away because I'm currently kind of scared shitless on all levels. Get your financial house in order, learn how to better manage your money, and invest for your future. Banking Megathread: FDIC, NCUA, and your cash.Private communication is not safe on Reddit. Scam alert: Ignore any private messages or chat requests.
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